Account Type | Annual Percentage Yield (APY) | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|
Account Type Share Savings | Annual Percentage Yield (APY) .05% | Minimum to Earn Dividends $100 | Minimum Opening Balance $5 |
Account Type Youth Accounts | Annual Percentage Yield (APY) .05% | Minimum to Earn Dividends None | Minimum Opening Balance $5 |
Account Type Money Market Savings | Annual Percentage Yield (APY) .50% | Minimum to Earn Dividends $0 - $2,499.99 | Minimum Opening Balance None |
Account Type Money Market Savings | Annual Percentage Yield (APY) .60% | Minimum to Earn Dividends $2,500 - $9,999.99 | Minimum Opening Balance $2,500 |
Account Type Money Market Savings | Annual Percentage Yield (APY) .60% | Minimum to Earn Dividends $10,000 - $24,999.99 | Minimum Opening Balance $10,000 |
Account Type Money Market Savings | Annual Percentage Yield (APY) .75% | Minimum to Earn Dividends $25,000 - $74,999.99 | Minimum Opening Balance $25,000 |
Account Type Money Market Savings | Annual Percentage Yield (APY) .75% | Minimum to Earn Dividends $75,000 + | Minimum Opening Balance $75,000 |
Account Type Special Club Accounts | Annual Percentage Yield (APY) .05% | Minimum to Earn Dividends $100 | Minimum Opening Balance None |
Account Type IRA Savings | Annual Percentage Yield (APY) .50% | Minimum to Earn Dividends None | Minimum Opening Balance None |
Account Type Free Rewards Checking | Annual Percentage Yield (APY) N/A | Minimum to Earn Dividends N/A | Minimum Opening Balance $0 |
Account Type Checking - Regular | Annual Percentage Yield (APY) None | Minimum to Earn Dividends None | Minimum Opening Balance None |
SAVINGS ACCOUNTS: Fees may reduce earnings. Yields may change after opening.
免费奖励支票:现金返还是根据符合条件的借记卡交易的总金额计算的. Account will not be interest-bearing. 1% cash back on first $1,000 in transactions. Maximum cash back is $10. 如果符合奖励标准,最多可减免10美元的ATM手续费. For minimum requirements to be met, 行动必须执行,并且必须在资格认证期间结清/提交到账户. 从交易完成之日起,交易可能需要一个或多个银行工作日才能在您的账户上进行邮寄和结算. Swipe & 签名、密码和借记账单支付交易必须在月底之前结清账户. 标准费用将适用于不活跃超过12个月的账户. 透支金额低于30美元的借记卡交易不收取透支费. This only applies to debit card transactions. ACH交易在收取费用之前没有30美元的宽限期. Overdraft fees must be repaid within 45 days. 如果“礼貌支付”功能被禁用并且交易被拒绝,“礼貌支付”将不会被支付. In those cases, an NSF fee will be charged. 礼貌支付包括以下几种交易方式:支票, ACH, and other transactions made using a checking account, automatic bill payments, recurring transactions set up using your debit card, ATM transactions, everyday debit card transactions, and Point of Sale (POS) transactions. ATM transactions, everyday debit card transactions, 和销售点(POS)交易需要单独选择加入. Membership required. Federally insured by NCUA.
Term | Annual Percentage Yield (APY) | Platinum APY | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 6 Month Jumbo Certificate | Annual Percentage Yield (APY) 4.55% | Platinum APY 4.65% | Minimum to Earn Dividends $100,000 | Minimum Opening Balance $100,000 |
Term 12 Month Jumbo Certificate | Annual Percentage Yield (APY) 4.80% | Platinum APY 4.90% | Minimum to Earn Dividends $100,000 | Minimum Opening Balance $100,000 |
Term 24 Month Jumbo Certificate | Annual Percentage Yield (APY) 4.40% | Platinum APY 4.50% | Minimum to Earn Dividends $100,000 | Minimum Opening Balance $100,000 |
Yields are subject to change at any time.
所有证书:除了指定的无处罚证书外,提前提款可能会受到处罚. Fees may reduce earnings.
Applies to Traditional and Roth only.
Term | Annual Percentage Yield (APY) | Platinum APY | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 6 Month Certificate | Annual Percentage Yield (APY) 4.55% | Platinum APY 4.65% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 12 Month Share Builder Certificate | Annual Percentage Yield (APY) 4.80% | Platinum APY 4.90% | Minimum to Earn Dividends $25 | Minimum Opening Balance $500 |
Term 12 Month Certificate | Annual Percentage Yield (APY) 4.80% | Platinum APY 4.90% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 15 Month Certificate | Annual Percentage Yield (APY) 4.65% | Platinum APY 4.75% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 15 Month Certificate (No Penalty)1 | Annual Percentage Yield (APY) 4.55% | Platinum APY 4.65% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 18 Month Certificate | Annual Percentage Yield (APY) 4.70% | Platinum APY 4.80% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 24 Month Certificate | Annual Percentage Yield (APY) 4.40% | Platinum APY 4.50% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 36 Month Certificate | Annual Percentage Yield (APY) 3.85% | Platinum APY 3.95% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 48 Month Certificate | Annual Percentage Yield (APY) 3.90% | Platinum APY 4.00% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 60 Month Certificate | Annual Percentage Yield (APY) 3.90% | Platinum APY 4.00% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Yields are subject to change at any time.
所有证书:除了指定的无处罚证书外,提前提款可能会受到处罚. Fees may reduce earnings.
PLATINUM CERTIFICATES: APYs are .10% higher. 白金级别是对选择我们作为主要金融机构的会员的奖励. 每月家庭平均结余达到$50的会员可获得白金奖励,000+.
股票建设者证书:可在证书有效期内随时增加存款.
也适用于传统、罗斯和科弗戴尔储蓄账户.
115个月的存单在存期内的任何时候提取余额都不会受到罚款. Not eligible for IRA certificates.
Type | As Low As APR* | Loan To Value (LTV) | Sample Monthly Payment for $10,000 |
---|---|---|---|
Type Home Equity Line of Credit1 | As Low As APR* 8.75% | Loan To Value (LTV) 80% | Sample Monthly Payment for $10,000 N/A |
Type Home Equity Line of Credit1 | As Low As APR* 9.50% | Loan To Value (LTV) 90% | Sample Monthly Payment for $10,000 N/A |
Type Equity Loan Express - 10 Year Term | As Low As APR* 9.625% | Loan To Value (LTV) 80% | Sample Monthly Payment for $10,000 $130.08 |
Type Equity Loan Express - 10 Year Term | As Low As APR* 10.375% | Loan To Value (LTV) 90% | Sample Monthly Payment for $10,000 $134.24 |
Type Equity Loan Express - 10 Year Term | As Low As APR* 10.625% | Loan To Value (LTV) 100% | Sample Monthly Payment for $10,000 $135.64 |
Type Equity Loan Express - 15 Year Term | As Low As APR* 10% | Loan To Value (LTV) 80% | Sample Monthly Payment for $10,000 $107.46 |
Type Equity Loan Express - 15 Year Term | As Low As APR* 10.75% | Loan To Value (LTV) 90% | Sample Monthly Payment for $10,000 $112.09 |
Type Equity Loan Express - 15 Year Term | As Low As APR* 11% | Loan To Value (LTV) 100% | Sample Monthly Payment for $10,000 $113.66 |
Type Equity Loan Express - 20 Year Term | As Low As APR* 10.25% | Loan To Value (LTV) 80% | Sample Monthly Payment for $10,000 $98.16 |
Type Equity Loan Express - 20 Year Term | As Low As APR* 11% | Loan To Value (LTV) 90% | Sample Monthly Payment for $10,000 $103.22 |
Type Equity Loan Express - 20 Year Term | As Low As APR* 11.25% | Loan To Value (LTV) 100% | Sample Monthly Payment for $10,000 $104.93 |
1APR = Annual Percentage Rate. Not all will qualify for the lowest rate. HELOC的利率是可变的,并可能随季度利率调整而变化. The APR will not be less than 3.75% and will not exceed 18%. Exclusions and conditions apply. Interest charges apply only when you use the line. Property insurance required. Offer available only on owner-occupied, single-family, residential real property located in VA, MD, D.C., PA, NJ, WV, DE, and NC. 中华全国总工会必须对抵押品取得有效的第一或第二留置权,所有所有人必须签署文件. Maximum loan amount is $150,000.
Transaction Type | Signature | Platinum | Classic |
---|---|---|---|
Transaction Type Purchases | Signature As Low As 17.25% APR* | Platinum As Low As 16.00% APR* | Classic As Low As 14.25% APR* |
Transaction Type Cash Advances | Signature As Low As 17.25% APR* | Platinum As Low As 16.00% APR* | Classic As Low As 14.25% APR* |
Transaction Type Balance Transfers | Signature As Low As 17.25% APR* | Platinum As Low As 16.00% APR* | Classic As Low As 14.25% APR* |
Transaction Type Grace period for repayment of balances of purchases | Signature 25 days on average | Platinum 25 days on average | Classic 25 days on average |
Transaction Type The Balance of Purchases | Signature Average daily balance (including new purchases) | Platinum Average daily balance (including new purchases) | Classic Average daily balance (including new purchases) |
Rates and fees for consumer credit cards only. Does not apply to business credit cards. The information about the costs of these Visa® 上述计划在2023年10月1日是准确的. Here is our most recent Credit Card Agreement. This information may have changed after this date. To find out what may have changed, call us: 703.526.0200 or write us: P.O. Box 40070, Arlington, VA 22204-7070.
Features & Benefits | Signature | Platinum | Classic |
---|---|---|---|
Features & Benefits Technology | Signature 非接触式卡与新的卡警报和卡控制 | Platinum 非接触式卡与新的卡警报和卡控制 | Classic 非接触式卡与新的卡警报和卡控制 |
Features & Benefits Credit Line | Signature Up to $30,000 | Platinum Up to $30,000 | Classic Up to $30,000 |
Features & Benefits Cardholders | Signature Single or joint account, authorized users | Platinum Single or joint account, authorized users | Classic Single or joint account, authorized users |
Features & Benefits Intro Offer | Signature 1.在开户首90天内进行余额转账,12个月99%年利率* 开户90天内消费3000美元,积分40000分. | Platinum 1.在开户首90天内进行余额转账,12个月99%的年利率* 开户90天内消费1500美元,积分20000分. | Classic N/A |
Features & Benefits Rewards Points | Signature 旅游、餐饮、杂货和汽油每1美元可获得3点积分. Earn 1.5 points per $1 on all other purchases. | Platinum Earn 2 points per $1 for dining, groceries, and gas. Earn 1 point per $1 on all other purchases. | Classic N/A |
Features & Benefits Rewards Options | Signature 兑换现金、旅游、商品、礼品卡等. | Platinum 兑换现金、旅游、商品、礼品卡等. | Classic N/A |
Features & Benefits Point Limits | Signature None | Platinum None | Classic N/A |
Features & Benefits Point Expiration | Signature 5 years | Platinum 5 years | Classic N/A |
Rates and fees for consumer credit cards only. Does not apply to business credit cards. The information about the costs of these Visa® 上述计划在2023年10月1日是准确的. Here is our most recent Credit Card Agreement. This information may have changed after this date. To find out what may have changed, call us: 703.526.0200 or write us: P.O. Box 40070, Arlington, VA 22204-7070.
Fees | Signature | Platinum | Classic |
---|---|---|---|
Fees Annual Fee | Signature None | Platinum None | Classic None |
Fees Account Set-up Fee | Signature None | Platinum None | Classic None |
Fees Cash Advance Fee | Signature 2% no minimum/no maximum | Platinum 2% no minimum/no maximum | Classic 2% no minimum/no maximum |
Fees Balance Transfer Fee | Signature 2% of the amount of each transfer | Platinum 2% of the amount of each transfer | Classic 2% of the amount of each transfer |
Fees Late Payment Fee | Signature $29 | Platinum $29 | Classic $29 |
Fees Foreign Transaction Fee | Signature None | Platinum 1% of transaction amount | Classic 1% of transaction amount |
Rates and fees for consumer credit cards only. Does not apply to business credit cards. The information about the costs of these Visa® 上述计划在2023年10月1日是准确的. Here is our most recent Credit Card Agreement. This information may have changed after this date. To find out what may have changed, call us: 703.526.0200 or write us: P.O. Box 40070, Arlington, VA 22204-7070.
Type & Model Years | Terms Up To | Fixed APR* As Low As | Sample Monthly Payment for $20,000† |
---|---|---|---|
Type & Model Years New & Used: 2017 and Newer | Terms Up To 36 Months | Fixed APR* As Low As 4.99% | Sample Monthly Payment for $20,000† $599 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 60 Months | Fixed APR* As Low As 5.59% | Sample Monthly Payment for $20,000† $383 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 72 Months | Fixed APR* As Low As 5.89% | Sample Monthly Payment for $20,000† $330 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 84 Months | Fixed APR* As Low As 6.99% | Sample Monthly Payment for $20,000† $302 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 96 Months | Fixed APR* As Low As 9.24% | Sample Monthly Payment for $20,000† $739 (minimum loan amount $50,000) |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 36 Months | Fixed APR* As Low As 5.69% | Sample Monthly Payment for $20,000† $606 |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 60 Months | Fixed APR* As Low As 5.99% | Sample Monthly Payment for $20,000† $387 |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 72 Months | Fixed APR* As Low As 6.49% | Sample Monthly Payment for $20,000† $336 |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 84 Months | Fixed APR* As Low As 8.49% | Sample Monthly Payment for $20,000† $317 |
*APR = Annual Percentage Rate. 房价如有变动,恕不另行通知. Not all applicants will qualify for the lowest rate. 根据新车的建议零售价和二手车的NADA零售价值,可能会适用最高贷款价值限制. Members who apply online will receive a 0.50% APR discount on an Auto Loan. To qualify for as low as rate, 会员必须符合信贷标准及资格,并透过本网站申请汽车贷款 Online Application.
†由于在贷款中添加了付款保护,并且首次付款到期日不是从融资开始的30天,付款示例可能会有所不同.
Model Year | Terms Up To | Fixed APR* As Low As | Sample Monthly Payment for $40,000† |
---|---|---|---|
Model Year 10 Years old or Newer | Terms Up To 96 Months (loans up to $50,000) | Fixed APR* As Low As 8.00% | Sample Monthly Payment for $40,000† $565 |
Model Year 10 Years old or Newer | Terms Up To 120 Months (loans up to $150,000) | Fixed APR* As Low As 8.75% | Sample Monthly Payment for $40,000† $501 |
Model Year 10 Years old or Newer | Terms Up To 144 Months (loans up to $200,000) | Fixed APR* As Low As 9.75% | Sample Monthly Payment for $40,000† $472 |
*APR = Annual Percentage Rate. 房价如有变动,恕不另行通知. Not all applicants will qualify for the lowest rate. Offer not available to existing ACFCU car loans. Up to 110% financing available for new autos/motorcycles; NADA retail value for used motorcycles. 可为新旧船只/休闲车提供高达95%的融资. Loan and membership eligibility apply.
†由于在贷款中添加了付款保护,并且首次付款到期日不是从融资开始的30天,付款示例可能会有所不同.
Model Year | Terms Up To | Fixed APR* As Low As | Sample Monthly Payment for $20,000† |
---|---|---|---|
Model Year New & Used: 2017 and Newer | Terms Up To 36 months | Fixed APR* As Low As 6.99% | Sample Monthly Payment for $20,000† $617 |
Model Year New & Used: 2017 and Newer | Terms Up To 60 Months | Fixed APR* As Low As 7.59% | Sample Monthly Payment for $20,000† $402 |
Model Year New & Used: 2017 and Newer | Terms Up To 72 Months | Fixed APR* As Low As 7.89% | Sample Monthly Payment for $20,000† $350 |
Model Year New & Used: 2017 and Newer | Terms Up To 84 Months | Fixed APR* As Low As 8.99% | Sample Monthly Payment for $20,000† $563 (minimum loan amount $35,000) |
*APR = Annual Percentage Rate. 房价如有变动,恕不另行通知. Not all applicants will qualify for the lowest rate. Offer not available to existing ACFCU car loans. Up to 110% financing available for new autos/motorcycles; NADA retail value for used motorcycles. 可为新旧船只/休闲车提供高达95%的融资. Loan and membership eligibility apply.
†由于在贷款中添加了付款保护,并且首次付款到期日不是从融资开始的30天,付款示例可能会有所不同.
Type | Loan Maximum | Term Up To | APR* As Low As | Sample Monthly Payment1 |
---|---|---|---|---|
Type Savings Secured | Loan Maximum Available Savings Balance | Term Up To Varies | APR* As Low As Earned Rate + 3% | Sample Monthly Payment1 NA |
Type Certificate Secured | Loan Maximum Certificate Balance | Term Up To Remainder of Certificate Term | APR* As Low As Rate + 3% | Sample Monthly Payment1 NA |
Type Fast Cash2 | Loan Maximum $1,000 | Term Up To 12 Months | APR* As Low As 16.78% | Sample Monthly Payment1 $87.45 for $1,000 |
Type Personal Loan | Loan Maximum $10,000 | Term Up To 48 Months | APR* As Low As 10.49% | Sample Monthly Payment1 $179 for $7,000 or $26 per $1,000 |
Type Personal Loan | Loan Maximum $20,000 | Term Up To 60 Months | APR* As Low As 11.49% | Sample Monthly Payment1 $220 for $10,000 or $22 per $1,000 |
Type Personal Loan | Loan Maximum $50,000 | Term Up To 72 Months | APR* As Low As 11.99% | Sample Monthly Payment1 $489 for $25,000 or $20 per $1,000 |
Type Personal Line of Credit | Loan Maximum $25,000 | Term Up To Revolving | APR* As Low As 9.75% | Sample Monthly Payment1 NA |
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of May 9, 2023. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. 要获得最低利率的资格,会员必须符合信用标准资格并在线申请. Minimum loan amount $1,000. Maximum loan amount $25,000.
1付款示例可能会有所不同,因为贷款中添加了付款保护,并且首次付款到期日不是融资后30天.
2必须在申请前至少90天成为会员吗. 所有的账户和贷款必须在过去六个月内是流动的(不是负的或拖欠的). 在过去3个月内不能被拒绝个人贷款. Direct deposit is not required. 但是,过去两个月每个日历月需要存入1 000美元. 每位会员仅可获得一次快速现金贷款,每次仅可获得一次贷款,每滚动12个月最多可获得两次贷款. 目前的快速现金贷款必须有6个月的付款才能再融资. 只有主帐户持有人才可申请快钱. $1,000 Fast Cash with 8.99% interest rate + $40 finance charge = 16.78% APR total. Monthly payment example: 16.78% APR* for 12 months = $87 monthly payment.付款基于交割后30天内的第一个到期日.
Transaction Type | Platinum Rewards |
---|---|
Transaction Type Purchases | Platinum Rewards Rates as low as 15.00% |
Transaction Type Cash Advances | Platinum Rewards Rates as low as 15.00% |
Transaction Type Balance Transfers | Platinum Rewards Rates as low as 15.00% |
Transaction Type Grace period for repayment of balances of purchases | Platinum Rewards 25 days on average |
Transaction Type The Balance of Purchases | Platinum Rewards Average daily balance (including new purchases) |
Rates and fees for business credit cards only. Does not apply to consumer credit cards. The information about the costs of these Visa® 上述计划在2023年1月1日是准确的. Here is our most recent Credit Card Agreement. This information may have changed after this date. To find out what may have changed, call us: 703.526.0200 or write us: P.O. Box 40070, Arlington, VA 22204-7070.
Features & Benefits | Platinum Rewards |
---|---|
Features & Benefits Technology | Platinum Rewards 带有EMV芯片的非接触式卡片,为防止欺诈提供额外的保护 |
Features & Benefits Credit Line | Platinum Rewards Up to $50,000 |
Features & Benefits Cardholders | Platinum Rewards Single or joint account, authorized users |
Features & Benefits Rewards Points | Platinum Rewards Earn 1 Point for every dollar on all purchases |
Features & Benefits Rewards Options | Platinum Rewards Redeem for cash, travel, merchandise, gift cards |
Features & Benefits Point Limits | Platinum Rewards None |
Features & Benefits Point Expiration | Platinum Rewards 5 Years |
Rates and fees for business credit cards only. Does not apply to consumer credit cards. The information about the costs of these Visa® 上述计划在2023年1月1日是准确的. Here is our most recent Credit Card Agreement. This information may have changed after this date. To find out what may have changed, call us: 703.526.0200 or write us: P.O. Box 40070, Arlington, VA 22204-7070.
Fees | Platinum Rewards |
---|---|
Fees Annual Fee | Platinum Rewards None |
Fees Account Set-Up Fee | Platinum Rewards None |
Fees Cash Advance Fee | Platinum Rewards 2% |
Fees Balance Transfer Fee | Platinum Rewards 2% |
Fees Late Payment Fee | Platinum Rewards $29 |
Fees Foreign Transaction Fee | Platinum Rewards Up to 1% of transaction amount |
Rates and fees for business credit cards only. Does not apply to consumer credit cards. The information about the costs of these Visa® 上述计划在2023年1月1日是准确的. Here is our most recent Credit Card Agreement. This information may have changed after this date. To find out what may have changed, call us: 703.526.0200 or write us: P.O. Box 40070, Arlington, VA 22204-7070.
As a full-service credit union, 我们是一个由像你一样的成员组成的合作社,大家聚在一起知道这一点, we can all benefit in our financial journey.
我们在这里帮助我们的会员和邻居实现他们的财务目标,过上最好的生活.
我们认为没有什么比服务我们的会员更有回报的了——我们相信以德报德.
我们不仅满足您的财务需求,我们承诺成为一个好邻居,诚信服务.